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Digital financial inclusion : a silver bullet for entrepreneurship in south mediterranean countries

Auteur : Matallah Siham
Année de Publication : 2025
Type : Actes de congrès / Séminaire / Atelier
Thème : Finances

Résumé/Sommaire :

This paper aims to carry out an in-depth analysis of the extent to which digital financial inclusion contributes to boosting entrepreneurship in South Mediterranean countries, namely Algeria, Egypt, Jordan, Morocco, and Tunisia, where entrepreneurs are hallmarked by running into indubitable challenges and more intractable difficulties in accessing finance. The current undertaking has unearthed that digital financial inclusion plays a significantly important role in stimulating entrepreneurial activities in South Mediterranean countries. More specifically, the results provide irrefutable evidence that a mere 1% increase in the digital financial inclusion index has the potential to generate a 5.79% improvement in entrepreneurship in these countries. By the same token, the results gleaned disclosed that entrepreneurship can relentlessly thrive in an environment that guarantees sufficient economic freedom.
More interestingly, such results could prove substantially important to policymakers and stakeholders as they clearly show where policy actions to instigate South Mediterranean countries’ entrepreneurial activities are most likely to bear fruit.

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